Posts

The Claim Process

Insurance - you don’t need it until you need it, but when you do it’s important to know the steps involved in filing a claim. In order to receive the correct compensation you’re entitled to under the conditions of your insurance policies, there are many important details to remember.

Do I Need to File a Claim?

In some cases filing a claim may not be in your best interest, such as the following scenarios: The cost of the loss does not exceed your deductible.Your policy does not cover the loss.You’ve filed a claim within the last three years. When you file a claim, whether you receive a payout or not, this claim stays on your insurance history for up to five years, depending on the type of claim and the insurance carrier’s guidelines. If your claim is due to an act of god, such as a weather event, filing a claim will not penalize you. However, if you are involved in an auto accident whether you are at-fault or not-at-fault your claim could lead to your insurance rate increasing.

If you’…

Has Your Home Insurance Rate Increased? You're Not Alone.

6 Tips to Maintaining Your Home

‘Tis the Season for Porch Pirates: How to Prevent the Grinch from Stealing Your Packages

Thanksgiving Dangers: How Homeowners' Insurance Covers a Cornucopia of Fiascos

How to Make Your Home More Energy Efficient and Save Money

HOMEOWNERS' INSURANCE: What Do You Do When Coverage is Denied or You Need Proof of Repairs?

COLLEGE BOUND STUDENTS: What Insurance Coverage is Needed?

THE SWIMMING POOL: Is It Covered Under Your Homeowners Insurance Policy?

As Runaway Litigation Spreads, Florida Passes AOB Reform

Natural Disasters: What You Need to Know Before, During and After a Storm