Natural Disasters: What You Need to Know Before, During and After a Storm

Summer is officially upon us, and you know what that means -  thunderstorms, hurricanes, and floods. The more you know about these types of severe weather, the more effectively you can prepare before, during, and after a storm. Do not be caught off guard.

Thunderstorms
All thunderstorms are dangerous due to lightning and can lead to flash floods.

Before the Thunderstorm
  • Build an emergency kit and make a family communications plan.

During the Thunderstorm
  • Remain indoors and stay away from windows and doors for 30 minutes after hearing the last clap of thunder.
  • Do not use items that plug into electrical outlets. Power surges from lightning can come through the cords. Faucets also conduct electricity; therefore, do not wash your hands or take a shower.
  • Do not touch or stand near “lightning rods” or metal outside – flagpoles, bikes, playgrounds, or fences.

After the Thunderstorm
  • Stay away from areas damaged by the storm or flood waters, and avoid loose or dangling power lines.

Hurricanes
The National Oceanic and Atmospheric Administration (NOAA) predicts a “near-normal” hurricane season in 2019. What does that mean for you? From June to November, you can expect about nine to 15 storms to form including four to eight hurricanes and two to four major hurricanes that reach Category 3 to Category 5.

Before the Hurricane
  • Know your area’s risk of hurricanes and evacuation routes.
  • Gather relevant documents and needed supplies for at least three days. Keep in mind each person’s specific needs, including medication. Do not forget about pets.
  • Protect your property by decluttering drains and gutters, installing check valves in plumbing to prevent backups, and considering hurricane shutters. Also, remember to review your insurance policies.

During the Hurricane
  • Listen to safety authorities for current emergency information and instructions. If told to evacuate, do so immediately.
  • Stay inside and away from windows and glass doors. If need be, take refuge in a closet or room without windows.
  • Do not open the refrigerator or freezer. In case you lose power, you want the cold air to stay in! Remember to use a generator or other gasoline-powered machinery outdoors only and away from windows.
  • Do not go outside when the rain or winds stop.

After the Hurricane
  • Be careful during clean-up. Wear protective clothing and work with someone else.
  • Do not touch electrical equipment or wires that are loose or dangling, especially if wet or you are standing in water. If it is safe to do so, turn off electricity at the main breaker or fuse box to prevent electric shock.
  • To communicate with family and friends, text. Phone systems are often down or busy after a disaster. Save your calls for emergencies only.
  • Be careful during clean-up. Document any property damage with photographs. Contact your insurance company for assistance.

Floods
Flooding is the most common natural-weather event and occurs in every state. Some floods develop slowly, while others build within a few minutes. People living in low-lying areas – near water or behind a levee – are at a higher risk.

Before the Flood
  • Know the types of flood risk in your area, sign up for your community’s warning system, and plan your evacuation route.
  • Build an emergency kit with needed supplies. Put essential documents in a waterproof container and purchase extra batteries and charging devices for phones.  
  • Purchase or renew a flood insurance policy. It typically takes up to 30 days for the coverage to go into effect. Homeowners’ policies do not cover flooding.

During the Flood
  • Listen to authorities and safety officials for current emergency information and instructions. If told to evacuate, do so immediately.
  • Do not walk, swim, or drive through flood waters. Always turn around. Do not drown!
  • If there is a possibility of flash flooding, move immediately to higher ground. Never climb into a closed attic. You may become trapped by rising water.

After the Flood
  • Avoid wading in flood water. Just six inches of fast-moving water can knock you down, and one foot of moving water can sweep your vehicle away. It can also be contaminated or contain dangerous debris, substances, or animals.
  • Be aware of the risk of electrocution. Underground or downed power lines can electrically charge the water. Do not touch electrical equipment if it is wet or if you are standing in water. If it is safe to do so, turn off the electricity to prevent electric shock.

Although there is often little that can be done to prevent a natural disaster, you can take steps to reduce the effect that it has on yourself and your property. Not only will this save your property from excessive damage, but it may also help to save the lives of loved ones.

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